Particulars

30-Jun-17

30-Jun-18

30-Jun-19

30-Jun-20

30-Jun-21

Gross Written premium

           519,492,036

             661,492,036

               698,731,889

           874,792,139

           1,140,252,241

Net Earned premium

             275,603,118

               553,215,505

          595,190,800

           636,193,706

             722,943,186

Claims paid

             85,838,205

             222,443,033

               531,730,721

           218,397,038

             298,859,688

Net Claims Incurred

          184,370,954

               334,861,527

               328,871,670

           335,747,361

           334,494,895

Cedant Acquisition Cost

             72,560,459

             150,858,664

               176,921,938

             195,122,339

          228,278,790

Operating and other expenses

               11,383,482

               22,064,915

               32,835,092

           48,041,700

               95,156,989

Net investment income

           34,275,736

               66,855,862

               102,716,146

           129,154,859

             155,452,833

Profit before tax

             (5,549,447)

                 78,631,836

             144,499,203

           186,437,166

             220,465,345

Ratios

Net Claims ratio

66.90%

60.53%

55.25%

52.77%

46.27%

Net Commission ratio

26.33%

27.27%

29.73%

30.67%

31.58%

Expenses ratio

4.13%

3.99%

5.52%

7.55%

13.16%